California Alternative Energy and Advanced Transportation Financing Authority

Residential Energy Efficiency Loan Assistance Program

Designed to reduce risk to lenders that provide lower-cost financing for home energy efficiency projects.

Contact Information

If you have any questions about the California Hub for Energy Efficiency Financing pilot programs, please contact or (916) 651-8157.

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The Residential Energy Efficiency Loan (REEL) Assistance Program is the first of seven CHEEF pilot programs to roll out in the state of California. The program is designed to help homeowners and renters access lower-cost financing for energy efficiency projects by reducing risk to participating lenders. The program has more than $20 million available in loan loss reserve funds to help participating lenders mitigate energy efficiency loan risk.


The Residential Energy Efficiency Loan (REEL) Assistance Program enrolled its first loan in July, 2016. REEL is available to borrowers who are interested in completing an energy efficiency project and occupy a single family residences of 1-4 units where the utility service is provided by an investor-owned utility (PG&E, SCE, SCG and/or SDG&E).

CAEATFA is continuing to collaborate with stakeholders and strategic partners to recruit and train Participating Financial Institutions, Participating Finance Lenders and contractors to participate in the REEL program.

List of Participating Contractors, Financial Institutions and Finance Lenders