California Pollution Control Financing Authority

State Small Business Credit Initiative (SSBCI)

New funding to expand and improve credit enhancement programs for
financial institutions to benefit California’s small businesses

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SSBCI in California

  • SSBCI is federal funding and guidelines from the U.S. Treasury, for programs administered by the State of California.
  • Because of California’s large size and history of multiple successful credit enhancement programs, there are three state agencies working together to implement SSBCI in California: CPCFA, IBank, and CalOSBA.
  • The “layer cake” below shows the agencies and program names for SSBCI in California.
  • CPCFA and the CalCAP programs are circled in red.