California Pollution Control Financing Authority

Information for Fleets and Owner-Operators About CalCAP Zero-Emission Heavy-Duty Programs

  • CalCAP Zero-Emission Heavy-Duty Vehicles (CalCAP ZEHDV)
  • CalCAP Zero-Emission Heavy-Duty Infrastructure (CalCAP ZEHDI)
  • CalCAP Zero-Emission Truck, Bus, and Infrastructure Finance (CalCAP ZETBIF)

CalCAP ZEHDV, CalCAP ZEHDI, and CalCAP ZETBIF Preparation for Fleets and Owner-Operators

  • A fleet owner of medium-duty and/or heavy-duty vehicles participates in CalCAP ZEHDV and/or CalCAP ZEHDI and/or CalCAP ZETBIF when the fleet owner applies to a participating financial institution (PFI) for loan(s); and, after the PFI underwrites, approves, and disburses the loan(s), the PFI enrolls the loan(s) in CalCAP ZEHDI and/or CalCAP ZEHDV and/or CalCAP ZETBIF.
  • Prior to applying to a PFI for a loan, a fleet owner can prepare by exploring incentives which may reduce the price of a vehicle and/or infrastructure, and allow a fleet owner to take a smaller loan.
  • In addition, before applying to a PFI for a loan, a fleet owner can prepare by working with a small business center to become “loan-ready” and determine what loan terms are appropriate for their loan amount and region.

List of Participating Financial Institutions/Lenders

Incentives for Fleets and Owner-Operators

Resources for Fleet Owners

Small business centers provide no- and low-cost services to small businesses, including fleet owners, on how to become “loan-ready” and how to determine which programs and terms are appropriate for their loan amount, loan purpose, business category, and region.

Regional Small Business Center Networks

An excellent starting place for many small businesses is signing up for services with the lead for their region’s network of California’s Small Business Development Centers (SBDCs).

Specialty Small Business Centers

There are also specialty small business centers.

The California Office of the Small Business Advocate (CalOSBA) Network includes the following:

  • Manufacturing
  • Minority Business Development Centers
  • Procurement
  • Veterans
  • Women’s Business Centers
  • Over 30 other small business centers serving specific industries, localities, or language-speakers

Other Resources for Small Businesses

Other state of California resources for small businesses include: