CalCAP Collateral Support (CalCAP CS) Information for Small Businesses
CalCAP CS Participation for Small Businesses
- A small business borrower (SBB) participates in CalCAP CS when a SBB applies to a participating financial institution (PFI) for a loan (or line of credit) and, after underwriting and approving the loan, a PFI enrolls the loan in CalCAP CS.
- Prior to applying to a PFI, a SBB can work with a small business center to become “loan-ready” and determine what loan terms are appropriate for their loan amount, loan purpose, business category, and region.
- Once a SBB is loan-ready, they can choose which PFI(s) to which to apply.
- PFI/Lender Contact List: All CalCAP Programs including CalCAP CS
Resources for Small Businesses
Small business centers provide no- and low-cost services to small businesses on how to become “loan-ready” and how to determine which programs (including but not limited to CalCAP CS) and terms are appropriate for their loan amount, loan purpose, business category, and region.
Regional Small Business Center Networks
An excellent starting place for many small businesses is signing up for services with the lead for their region’s network of California’s Small Business Development Centers (SBDCs).
- Regional lead for the network in Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Glenn, Humboldt, Lake, Lassen, Marin, Mendocino, Modoc, Napa, Nevada, Placer, Plumas, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Sutter, Tehama, Trinity, Yolo and Yuba Counties
- Regional lead for the network in Fresno, Inyo, Kern, Kings, Madera, Mariposa, Merced, Mono, Monterey, San Benito, San Luis Obispo, Stanislaus, Tulare, and Tuolumne Counties
- Regional lead for the network in Los Angeles, Santa Barbara, and Ventura Counties
- Regional lead for the network in Orange, Riverside and San Bernardino Counties
- Regional lead for the network in Imperial and San Diego Counties
Specialty Small Business Centers
There are also specialty small business centers.
The California Office of the Small Business Advocate (CalOSBA) Network includes the following:
- Manufacturing
- Minority Business Development Centers
- Procurement
- Veterans
- Women’s Business Centers
- Over 30 other small business centers serving specific industries, localities, or language-speakers
Other Resources for Small Businesses
Other state of California resources for small businesses include: