California Pollution Control Financing Authority

CalCAP Seismic Safety (CalCAP Seismic) Information for Building Owners

CalCAP Seismic Participation for Building Owners

  • A building owner participates in CalCAP Seismic when a building owner applies to a participating financial institution (PFI) for a loan and, after the PFI underwrites, approves, and disburses the loan, the PFI enrolls the loan in CalCAP Seismic.
  • Prior to applying for a PFI, building owners can utilize resources about earthquake risk and preparation, and resources for small businesses.
  • Once a building owner is ready to consider a loan, they can choose which PFI(s) to which to apply.

CalCAP Seismic Eligibility

Frequently Asked Questions

Resources for Building Owners and Small Businesses

  • For residential building owners: The California Earthquake Authority (CEA) provides information about earthquake risk and preparation, as well as insurance policies, and earthquake retrofit grants.


  • For small business owners: Small business centers provide no- and low-cost services to small businesses on how to become “loan-ready” and how to determine which programs (including but not limited to CalCAP Seismic Safety) and terms are appropriate for their loan amount, loan purpose, business category, and region.

Regional Small Business Center Networks
An excellent starting place for many small businesses is signing up for services with the lead for their region’s network of California’s Small Business Development Centers (SBDCs).

Specialty Small Business Centers
There are also specialty small business centers.
The California Office of the Small Business Advocate (CalOSBA) Network includes the following:

  • Manufacturing
  • Minority Business Development Centers
  • Procurement
  • Veterans
  • Women’s Business Centers
  • Over 30 other small business centers serving specific industries, localities, or language-speakers

Other Resources for Small Businesses
Other state of California resources for small businesses include: